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AT&T Introduces Multi-Device Protection Plan, Insurance Program for Multiple Non-Connected Devices

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I’m a perennial breaker. If you are like me, you damage your expensive electronics often. Not by choice, mind you, but whether it be a hard fall onto concrete or an unfortunate dip in a snowbank, my gadgets have taken quite the accidental beating. Sure, I could buy insurance, but it would only cover my smartphone, not my laptop or tablet.

So what are my options? Until very recently, nothing affordable, but AT&T must have heard my prayers. Starting today, the carrier will begin offering the Multi-Device Protection Pack, a program which insures a smartphone and up to two additional devices. 

The plan, which runs $29.99 a month, must first be applied to a postpaid smartphone connected to the AT&T network. The second two devices, though, do not have that requirement; any eligible tablet, laptop, or handset – connected or non-connected – is applicable for coverage.

AT&T is also introducing so-called “vanishing deductibles” with the Multi-Device Protection Pack. The longer you enroll in the plan without filing a claim, the higher the discount on your standard deductible. Six months without a claim is 25% off, while 12 months is 50%.

If I were an AT&T subscriber, I would probably jump on this plan in a heartbeat. Until Verizon pries unlimited data from my butterfingers, though (which wouldn’t be all that difficult), I guess I’m resigned to be “more careful.” We will see how that works out.

Via: AT&T
  • matti861

    Working in an AT&T location you see most people already pay this. Family plan customers who have 3 kids with insurance equals $30 as is. This new plan just adds in the benefit of the lower deductible. I see this as a win if people want to insure their devices.

  • http://www.getintonursing.com/ Jon

    I guess the author has never heard of SquareTrade.

  • bkosh84

    You can also call up your homeowners (or renters.. Or any insurance for that matter I think) and see what their policy on covering individual things are.. Most of the time you can just ask them to put a rider on your Homeowners insurance to cover your phone/tablet/laptop if anything were to happen to it.

  • Amy

    Would be cheaper to do square trade! That’s over $360 a year. You can get it cheaper and for 3 years with square trade!

    • Raven

      Exactly, I buy Square Trade warranties on all new electronics and with the 30-40% off codes that they send out all of the time, it is almost silly to pay for anything else.

      • AngryBadger

        Have you had to use the S.T. warranties at all? Wondering about their service and experience.

        • http://www.getintonursing.com/ Jon

          I have and they are excellent. They replaced a cell phone in a week a few years back. They have excellent turn around time in processing claims.

        • Amy

          Yes had to on a camera once. They fixed it and sent it back within 4 days. They are really good!

  • Droid Ronin

    6 months of this insurance plan would equal a Nexus 7 already. Not worth it.

    • http://twitter.com/geoff5093 Geoff Johnson

      Then again, if you have a $2,000 laptop…

  • bkosh84

    Wouldn’t.. In the long run, buying a square trade warranty be cheaper than this?

  • socalrailroader

    Directv has something similar, though much cheaper. There are two plans, a standard one for $7.99 and the Premier for $19.99.

    http://www.directv.com/technology/protection_plan

  • flosserelli

    $30 a month? Thanks but no thanks.
    Just hold onto your gadgets like they are baby Jesus, and you won’t need insurance.

    • socalrailroader

      Life isn’t that scripted ;) I mean, I baby my stuff too, but things happen, even to the best of us.

  • Good_Ole_Pinocchio

    $30/month? That doesn’t sound like much of a deal. (When I was postpaid) I didn’t mind having insurance… at most i’d consider 8-10 more a month for coverage. But to add extra devices that may already be covered by a separate warranty? Not sure about that. Just buy those one time pay warranties like Square Trade

  • moelsen8

    huh? jump on this in a heartbeat?

    • Marc

      That’s $359,88 per year plus deductible if something breaks… NO thanks!