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Comparing Verizon, AT&T, and T-Mobile’s New Upgrade Plans

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The newest fad in the wireless industry has quickly become upgrade plans. After Verizon and AT&T both extended upgrade periods out to 24 months, we have since seen T-Mobile and AT&T officially announce new options to upgrade, but all signs point to Big Red joining them in August. T-Mobile’s is called JUMP!, AT&T’s is called “Next,” and Verizon’s will be called “VZ Edge.”

It’s pretty obvious that carriers have realized that upgrades are simply another way for them to rake in cash, by implementing fees or locking customers into payment plans that will keep them on their network. So to try to help explain all three of these new plans, I’ve attempted to break down some basic examples below. It’s a long one, so strap in. 

VZ Edge from Verizon

Since the only details we know about VZ Edge are through a report of ours, we still do not know everything, however, since it appears to be an extension of Verizon’s device payment plan, we can make pretty good guesses here. Once this plan is announced, we will try to get back and update this post to make it 100% accurate.

Update:  Verizon has announced VZ Edge, so we’ve made edits to the original post to make sure it is accurate.

The Basics:

  • Full retail priced smartphone or tablet price must be a minimum of $349.99.
  • Pay for the full retail priced smartphone or tablet in 24 payments.
  • Finance charge of $24, which is just $2 per installment.
  • Once 50% of the device is paid off and you have participated for 6 months, you can upgrade to a new phone.
  • To upgrade, you trade in your current phone.
  • There are no upgrade fees, no contract agreements, or finance charges.
  • Device Payment Plan customers can take advantage of Share Everything pricing and data sharing.
  • First payment due at time of purchase. Your next payment will appear on your next Verizon Wireless bill.1
  • Feel free to pay off the full balance of your new full retail priced smartphone or tablet anytime you want.

Example 1:

I’ll use my current Verizon situation as an example, since it includes unlimited data and is likely a scenario that many of you are looking at. I have an older $80 per month 700-minute share plan, along with two lines that each have $29.99 unlimited data plans. I’m also a current customer, so there was no upfront cost for a new phone. So my bill, sans taxes and fees, runs about $140 per month. If I were to buy into the device payment plan in order to pick up a new phone and still keep my unlimited data (can’t keep unlimited data, have to switch to a Verizon Max plan), we’re looking at the full retail price of a phone broken down into 24 monthly payments plus a $24 finance charge (also broken into 12 payments). So say I choose the Samsung Galaxy S4 which costs $650 – I would then be looking at an additional monthly charge of around $27 for 24 months; my bill would jump to $167.

But with VZ Edge, I can upgrade to a new phone once that Galaxy S4 I just bought is 50% paid off and have participated for 6 months. Assuming I pay the regular $27 per month payment, I could upgrade again in 12 months time. I’d have paid $324 already on that phone.

Now this is where it becomes a bit of a mystery, as the full details are not yet available. Verizon has followed T-Mobile or AT&T’s lead, in that they allow you to trade in your current phone that is 50% paid off and pick up a new one. You wouldn’t have to pay an upfront cost other than the first month’s payment to get your new phone.

So essentially, depending on the full retail price of the phone you buy, you are looking at anywhere from an extra $15 to close to $30 added on to your bill per phone. At the end of the 24-month payment plan, should you not upgrade after paying 50% off, you will pay an additional $325 (top tier phone price) in a year period for something like the Galaxy S4, which is on top of the $1680 your service plan already ran you during that same year.

Example 2:

To use one of Verizon’s current plans, let’s just tackle a single line on Share Everything with a standard 2GB of data. You are looking at $40 per month for the smartphone line itself (unlimited talk and text), plus $60 per month for the 2GB of data ($15 extra for every GB over). Your bill would be $100 per month.

If you decide you want to participate in the device payment plan with VZ Edge and start with a Galaxy S4, you will also pay an extra $27 per month installment. If you pay the phone off after 24 months, you will have paid $325 extra in a 2-year period on top of the $1200 your service plan ran you. You could also upgrade a year in (or once you paid off 50% of your phone), but that shouldn’t change your payment if you bought another phone that was $650 at full retail. Again, that’s assuming Verizon will let you swap out phones at the 50% mark and not make you continue to carry a payment for the old phone until it’s paid off.

At the end of a 2-year period, you are looking at $2400 for the service, plus $1300 (assuming you picked up two $650 phones), totaling $3700 (sans taxes and fees). Keep in mind that you may also be able to tack on an additional $200 or so, should you have bought a subsidized phone at the beginning of the contract or as a new customer.

Conclusion:

Where this all gets really dirty, is in the idea of a subsidy. You see, with most wireless plans, customers buy a phone at a subsidized price of say $200 for the latest and greatest at the beginning of a contract. Carriers give you such a good deal on a phone that would normally cost $650 because they build a subsidy type of charge into your monthly service plan to help pay off that phone. While they may not ever admit that, it’s widely understood in the industry that this is the way it works. So say my bill is $140 for my two lines, a portion of that is likely there to cover a subsidy, should I have received a deal on a phone when I signed my contract.

With something like VZ Edge (and also AT&T Next, which we’ll get to), Verizon is asking you to pay a monthly fee for a device (plus a finance charge) and also that subsidy that is built into your service plan. Yes, you are essentially getting double pimp-slapped. Feel insulted? You should.

Note:  Verizon has announced that there are no finance charges with VZ Edge, so that’s why you are seeing the finance charge sections crossed out.

AT&T Next from AT&T

AT&T announced AT&T Next on July 16 as their attempt to offer an early upgrade option for those who love to stay on the cutting edge of technology. Of course, this move came shortly after they raised their upgrade dates on contracts from 20 to 24 months.

The Basics:

  • Customers can get a new device with no down payment.
  • Upgrade and activation fees are waived with AT&T Next.
  • The monthly device installments do not have a financing fee.
  • There’s no penalty if the customer pays off the balance of their installment plan early.
  • Customers can trade in their device after 12 months, or they can keep using their device, and have no more installment payments after 20 months.
  • There’s no additional monthly fee required to participate in AT&T Next upgrades.
  • Devices operate on the nation’s fastest 4G LTE network.

Example 1:

AT&T’s plans work much like Verizon’s, so I’ll just grab one of their Mobile Share plans that includes unlimited talk and text. If we choose the 4GB data option (there isn’t a 2GB option), then we’re looking at $45 per month for a single smartphone plus $70 per month for 4GB of data. Your bill, as a single line, would run about $115 per month or $2760 for the life of a contract (sans taxes and fees).

But let’s say you decide you want to participate in AT&T Next, so you buy a new phone. You choose the Galaxy S4 which costs $650 at full retail. AT&T breaks that down in 20 monthly payments, making it $32 per month extra on top of your $115. There is no finance charge per month, unlike Verizon who charges $2 per month. In 12 months, you can decide to trade your phone in and pick up a new one. AT&T will wipe the other phone and payment away and let you take on a new monthly payment for the new phone. If you don’t want a new phone at the 12-month mark, you can continue to pay your current phone off until you hit 20 months. When upgrading at the 12-month mark, there is no downpayment.

If we look 24 months down the road, you could be on your second phone and have paid $768 ($32 per month), assuming both were $650 phones, plus the $2760 for your wireless service for a total of $3528. This scenario does not include the $200 you likely spent when you signed your contract and purchased a subsidized phone.

Conclusion:

So the difference here when compared to Verizon’s plan is minimal. There are different monthly installment periods and percentages, but in the end it’s the same deal. AT&T Next asks that you pay for normal wireless service with the subsidy built in to the cost, plus add on an additional monthly payment for a phone. Again, they are double charging you for a phone – you are paying for it twice.

JUMP! from T-Mobile

T-Mobile introduced JUMP! as their upgrade plan, giving customers the opportunity to upgrade phones two times every 12 months, while paying a $10 per month charge (this also includes insurance for the phone).

The Basics:

  • Buy a new smartphone on a Simple Choice Plan using our Equipment Installment Program.
  • Enroll in JUMP! for $10 a month when you add Services to your order.
  • Upgrade as soon as six months after enrollment.
  • Trade in your phone each time you upgrade so you can get the same great price as new customers for new phones.

Example 1:

Let’s say you pick up T-Mobile’s Simple Choice plan which runs $60, gives you unlimited talk and text, plus unlimited data with up to 2.5GB at full 4G speeds. Since T-Mobile makes phones separate from their plans now, you really do only pay $60 a month for service. Unlike Verizon and AT&T, T-Mobile doesn’t include a subsidy phone charge in their plans.

But this is where it gets different. Should you choose the Galaxy S4 at the time you sign up for service, you will pay a down payment of $150 for the phone. You will then have a $20 per month installment plan to pay the rest of it off over 24 months. If you sign-up for JUMP!, so that you can upgrade often, you will pay an additional $10 per month which is the fee associated with the program. Your monthly bill is now $90.

So you participate in JUMP! for 6 months and decide to upgrade to a new top tier phone that  costs $150. You trade in your Galaxy S4, pay the $150 for the new phone, and continue on about your way. T-Mobile doesn’t ask you to pay off the previous phone, they just give you a new installment plan that matches your old at $20 per month. You have now paid $300 upfront for two phones, and $180 (equal to 6 months worth of payments for phones, plus $10 JUMP! fee). If we take the upfront costs of the phones out for a second, you are essentially paying $30 per month ($20 installment for phone, $10 for JUMP!) for early upgrades and to be a part of JUMP!.

If you were to upgrade the one time during your first 12 months (you can do it twice if you want), you would have paid $720 for service, plus $240 in device installments, plus $120 to be a part of JUMP!. Tack on the $150 you paid as a downpayment on the first phone, plus another $150 as a downpayment on the second phone and your total for one year’s worth of service on T-Mobile sits around $1380.

If you don’t upgrade to another phone at any time then for another 12 months and just pay for service, your total cost would sit somewhere around $2460. Now, T-Mobile wants you to upgrade more, so they have given you the opportunity to upgrade twice every 12 months, so should you have upgrade again, you could tack on another $150 which would be a downpayment on a top tier phone.

Conclusion:

In the end, T-Mobile’s JUMP! upgrade option is just that, an option, but it’s not necessarily cheaper as a stand-alone product than either Verizon or AT&T’s new upgrade plans.  You are paying around $30 per month (depending on the phone) to participate in their JUMP! program ($20 installments and $10 JUMP! fee), plus you have to throw down a downpayment of around $150 for a top tier phone each time you upgrade whereas VZW and AT&T don’t require downpayments. So in terms of how much you are paying per month, it seems like you would be paying more for T-Mobile’s upgrade plan, right?

Technically yes, but just for the upgrade plan. Since T-Mobile pulls out the subsidy fee from their service, they aren’t hitting you up twice for the same phone, something that both Verizon and AT&T are doing by adding in subsidy costs into their wireless plans. In reality, you have lower service expenses, with slightly higher priced upgrade options on T-Mobile. Also, T-Mo’s plan includes equipment coverage in the $10 fee, while Verizon and AT&T still charge you extra.

Final Thoughts

I probably don’t need to say this, but none of these companies would be doing this if they weren’t making money in the end. The big deal to me with these plans, is the fact that Verizon and AT&T are essentially charging you twice for your phone. They include a subsidy fee in their wireless service, but are now also asking that you pay a monthly fee for a phone just because you want to upgrade more than once every two years.

With T-Mobile, the entire package looks cheaper, but that’s because T-Mo doesn’t include a subsidy fee in their wireless plans, leaving it substantially lower from the get-go. For example, you can get unlimited talk, text, and data (with 2.5GB at full 4G speeds) on T-Mobile for $60 per month, while AT&T is charging you $115 for something comparable because of the subsidy fee. Verizon is much the same way.

T-Mobile is clearly the more affordable overall option, but you already knew that. Your problem for sticking with one of the big two carriers probably has to do with coverage and network more than anything. Hopefully this will at least help you realize where that few extra hundred dollars is going when you decide to join their upgrade program in order to keep your current plan. If anything, know that you aren’t getting a deal.

*Note – In the examples, I didn’t go into the idea that you could re-sell your phones after you pay them off, as that can completely change the entire situation. 

  • Michael

    Dear Droid-Life,

    Please condense your long ass comparison into a simple easy to read table for comparison. Reviews are like resumes if you can’t get what you need in the first 30 seconds of reading them give up.

  • Sean Bello

    great job, Kellen. one of the more informative posts in recent memory. a lot of info I probably wouldn’t have gotten from my sales manager that probably would’ve left out a lot of it so we don’t give customers the full cost breakdown. much appreciated.

  • http://www.vgchartz.com SuperChunk

    The only way to “win” in any of these carriers is to buy a phone out-right, sell it on eBay in a year to get the next big phone. Stick to TMo for FAR cheaper plans on top of that and you’re golden.

    You’ll only pay the real cost of a phone line and a fraction of the cost of a phone every year or so. But that means you have to take care of your phone in order to get a good value back out of it after a year. I’d also recommend sticking to Nexus as they start out lower too.

    I’m saving over $120/mo by switching from Verizon. Now all four phones are unlimited (vs two before).

  • droidrazredge

    I’m just going to sit back and watch the carrier fireworks
    explode because all this will change when VoLTE and LTE-Advanced are
    implemented.

    When LTE-A and VoLTE phones are implemented I expect the
    same thing to happen when people had unlimited on 3G and had to sign a new contract
    by X date before they no longer had the option to keep their unlimited only
    this time there will be no sign a new contract by X date to keep unlimited.

    Verizon and AT&T will get you in the following ways to
    kill off the last bit of unlimited users:

    (1)
    ESN changes eventually will trigger people off
    Unlimited Data. There are still a good many using 3G phones with Unlimited
    Data. It’s still very much possible.

    (2)
    And with current LTE phones, even though the sim
    identifies you with the network, Sim Card sizes are changing. My friend has an HTC Rezound which still uses
    the old sim as that is what it takes. The IPhone 5 and others also have
    different sim card sizes. LTE-Advanced will also likely require new sims. I
    would be incredibly surprised if LTE-Advanced phones didn’t. But whatever the
    case, Verizon has a million tricks and ways to push people off Unlimited Data
    when the time comes regardless of the type of phone you use or service you
    have.

    (3)
    Verizon is
    now thinking of going the route of T-Mobile and may end subsidy on cell phones.
    If this happens our unlimited data will be a thing of the past. If everyone has
    to pay full price then they would not be bound to continue the unlimited data
    plans to myself and others.

    Unfortunately its the way things are going. It doesn’t
    matter how efficient or whatever LTE is or what type of phone or service you
    have and use. That IS NOT what Verizon is looking at. They are looking at the
    bottom line. And as long as people keep adding lines, joining new, and
    upgrading without a significant number of people also leaving, then Verizon
    will keep doing what it’s doing. It will feel what it is doing is justifiable
    and any loss will not affect them.

    Verizon stated you can keep Unlimited Data as long as you
    buy the phone outright. But they only did that after a huge outcry. As more and
    more people keep moving to Share Everything, the voice of those against losing
    Unlimited Data will shrink significantly to the point they no longer matter.
    And it looks like that will be sooner rather than later if their numbers keep
    on the course they are.

    Remember this from earlier last year:

    “Verizon Communications CFO Fran Shammo told investors
    that the company’s 3G unlimited data plans that customers were allowed to hang
    onto last year when Verizon switched to a tiered offering will soon go away
    entirely. Instead, the company will migrate its existing and new 4G LTE
    customers to a new “data share plan.”

    You better believe they haven’t forgotten that. The ‘buy the
    phone outright to keep unlimited data’ thing was a way to temporarily appease
    people that can afford full price and use lots of data. Historically Verizon
    has made promises to appease people for a short while. But then ultimately moved
    on from them. It’s not ‘if’, it’s ‘when’. And if it’s like everything else
    lately I give it no more than 2 years tops.

    I remember when people began protesting and saying that they
    will form a petition and have a mass amount of people moving from Verizon if
    they lost Unlimited Data. I think it’s safe to say the latest numbers show the
    exact opposite. The more confident Verizon gets, the more likely they are to
    find ways to push people off Unlimited Data sooner.

    Sim cards don’t just change in size. It’s almost certain
    they may go the Sim Card route to help push people off Unlimited Data. Like I
    said before, it doesn’t mean that is the way they will do it, but it’s
    certainly an option for them.

  • El Jefe

    This is too long to read. Put it in a table for me.

  • josh

    Kellen the VZW finance charge is $2 for the whole loan, not per payment. Source: I’m a vzw employee

  • Zach Armstrong

    Personally I think all of them are rip offs I would rather just buy my device outright and go the prepaid route

  • yummy

    Haha. Wait, they’re
    serious? Oh. No haha then.

  • trixnkix637

    Just buy it off contract. Yes it’s a blow to the wallet but better that than getting corporately raped by “discounted upgrade plans”. Hell some of the carriers even offer you a line of credit.

    (I.e. – When I bought my GS3 I paid $250 upfront and was credited the remaining $400 (my max allowed) to my next billing cycle. Essentially paying off the phone in a month.)

    If you can do this or are allowed to, I’d strongly recommend it.

  • Jordan

    Any news from Jitterbug and their plans to compete with these new upgrade plans by the big 3 carriers?

  • Jordan

    I’m very curious to see how this plays out. I’m sure this will eat up the inexperienced users. To me, it seems you can pay full retail for a phone (ex. Galaxy S4 32GB for $699) and later sell your phone (at the 6 month mark) and at least get half of the price its worth. So why be constricted to the carrier’s terms and agreements? Cell phone carriers do NOT have the best interest of the consumer. They have all these strategies to screw you over in the long run, they just present it as something more special than what it is.

    • Not a Use Phone Buyer

      This is assuming you can get half the price. There are no guarantees you will find a buyer for your used phone. What if you drop it chip it or crack the screen? There goes your used sale price.

      • Jeff D

        I challenge you to find a phone on ebay in working order that has been released in the last 6 months that has sold for less than half the original off-contract price. Sure you can drop it and destroy the screen and be out the purchase price, but how is that different if you have a subsidized phone?

      • Jordan

        Well I usually keep my phones in great condition at the 6 month mark. usually at the 1 year month, I start neglecting my phone.

        But especially with the iPhone, they retain their price easy for some reason that’s beyond me. 6 month old iPhone 5’s are being sold for 500+, I’ve seen iPhone 4’s (not 4S) being sold for 300-400. That’s outrageous considering how old that phone is. That was in the time of the Droid X

  • tobor54

    Just do what I did. If your not under contract buy a phone off e-bay that’s not very old. I bought a razr maxx hd that was three months old. Had my number switched to it. Still no contract. Only way to go.

    • d-rock

      Great Plan if you can live with last years tech, which some of us can’t :D

      But doing this allows you to pick the BEST of last year, knowing if it’s dev friendly, reliable, etc.

  • Anthony Tyson

    You and every other tech writer are forgetting that if you already have the contract you’re still required to reimburse at&t monthly with the subsidy(even if you aren’t using the phone you got the contract with) you still owe them money for them getting you your phone for cheap until the contract ends. That’s how the contract works. My monthly payment doesn’t go down if I’m still in contract and buy a new phone full price because I want something newer, it’s no different here. Now granted if you are out of contract it’s BS free money for at&t. I agree there 100%.

  • GolfOx

    I am insulted that Verizon would present this option without reducing their subsidized plan prices. Must they always screw us two ways? Hope straight talk gets better in my locale. Really getting old and painful putting up with their greed.

  • I-Troll-U

    So in short you pay twice for the phone on Vzw and AT&T Yeehaw!!!!!!!

  • cheezer88

    i would suggest a chart next time. might save you some key strokes.

  • Michael Coneby

    How about 1 year contracts? If the Galaxy s4 is 200 on contract, bump it up to 350 for a 1 year contract. They could probably even get away with a $10 one year contract premium added to your bill every month. So you pay 350 for the phone plus 120 over 12 months=$470. The carrier is one the hook for 180 bucks. They also make 100 bucks a month from you..Which is used to subsidize a phone in the first place. This would make more sense to me, but I’m in the business of saving money, getting newer and better things constantly- not screwing over customers and making money.

    • Fresh360

      The carriers abolished annual plans maybe 4 years ago and they worked EXACTLY the way that you described and I loved it.

      • Tojen1981

        At&t still shows one year contracts as an option.

  • I-Troll-U

    What does Sarge have to say?

  • Colin Huber

    Great write-up. Thanks, Kellex.

  • HiYo

    I left verizon for the N4 and Tmo 30 dollar pre-paid plan, and I’m never looking back. If you live in an area where T-mobile is solid, I implore you to give that a try.

    • Nathan Aker

      Yeah T-Mobile is only a bad option if you live in the middle of nowhere

      • Traveling Man

        Or if you often travel to the middle of nowhere.

        • Nathan Aker

          That too.

  • Cody

    Depending on your college whether student, facualty, or alumni you can can 10% to 15% percent on you bill. I’m a student at Ohio State and save 15%.

    • droidrazredge

      How do you go about doing this ? I did not know this was an option as I am a graduate student about to be an alumni soon.

  • RaptorOO7

    Screw carrier deals, pay retail and keep or keep your phone for 24 months. Just like in Star Wars – It’s a Trap.

    The only way this is even remotely reasonable is IF they drop the carrier prices for the plans which they won’t. I should NOT be paying a subsidy for the network on top of paying full retail for a phone.

    The rate the big 4 are gobbling up the smaller players is of great concern, we need Google or Dish to get a major competitor going.

    • Jeff D

      That’s an excellent plan if you are on T-Mobile but with Verizon and AT&T the monthly service costs the same whether you pay full price for your phone or buy one subsidized by the carrier.

  • BulletTooth_Tony

    I find then all to be garbage. With one standing out as the least offensive.

  • eddieg28sp

    Okay, hope my question is a good one.
    I see this as a Rent to Own type thing. As the phone almost seems to not really be mine, specially since RTO places really jack up prices and all.
    So, If I decide to Stop payment on a phone, can it be returned? any type of ETF charges for any of these plans? Even a possibility?
    Also, are we gonna be forced to buy the insurance with vzw? Mine just went up to $8 as many others. Savings of almost $100 if we dont have to pay :)

  • Sjschwar

    Why can’t i just pay another 50 bucks for a 1 year contract like when i bought my droidx. I was really upset with Verizon when they got rid of that

    • EC8CH

      Because Verizon makes more money this way silly.

      • Sjschwar

        I wish i could pay the entire amount upfront, 1000 bucks, a new phone, unlimited everything for a year. No more monthly payments

        • Justtyn Hutcheson

          You can. Verizon has absolutely no problem with you paying for your service upfront, crediting your account, and then debiting the account each month. However, since the overall cost is the same, it makes more fiscal sense to pay monthly rather than putting the money into a glorified 0% yield savings account, when you could put it into a 3% APY money market account and make ~$20/yr. As they say, every little bit counts.

          • Sjschwar

            Right, but i want a deal for giving them all my money at once

          • Justtyn Hutcheson

            Oh, similar to some streaming services? Perhaps, if they think that is necessary to continue mitigating risk after they end service contracts, but I don’t see it being likely. All depends on if they think enough people would want to/be able to utilize such an option to cover the investment in creating it. Not a bad idea though in a land of no contracts.

  • Cowboydroid

    Carriers are getting desperate to avoid the ultimate reality that they are just dumb pipes for data.

    Don’t buy your device from a carrier.

  • Booyabobby

    Anyone else curious on what Sprint gonna do? They could sit back and watch how this plays out then roll out their device plans.

  • SmokeNMirrors

    With ATT & VZW the best deal is to just take a subsidy and avoid these plans so you’re not double paying for the phone. However, if you’re preserving unlimited data then you can largely ignore that and just call the $20/mo subsidy portion preserving your data. Then the deal isn’t so bad as it allows you to finance your phone rather than buying it outright. The trade-in may be worth less than selling privately though. It is at least nice to have options and giving up a subsidy or double-charge and leaving unlimited data isn’t one of them.

    • EC8CH

      And it gives you justification to abuse the hell out of that unlimited data.

      Go on girl… get your $20/month!

  • King Lo

    The idea of a subsidy as far as Verizon is concerned is that you will be with them for 2 years and in that 2 years that make enough profit that covers their subsidy. That’s it. Look at your bill. No where on it does it say Phone subsidy fee.
    If someone walked into Verizon brand new off the street today and bought a phone at full retail price he would have the same bill as someone who received the phone as a subsidy.
    Verizon is expensive PERIOD.

    • Mike Hilal

      AT&T isnt any cheaper. The cheaper options are TMO (so-so 4G, decent HSPA+) or Sprint (phone = paperweight 90% of the time). Verizon and AT&T are pricier than the other two, but you get what you pay for (service wise).

    • Jeff D

      AT&T works the same way.

  • Detonation

    The simple fact is that for anyone looking to maintain their unlimited data on Verizon, you’re stuck paying the subsidized price forever without being able to get a subsidized phone, payment plans or not.

    If you’ve got the money, just buy your phones full retail and sell them to pay for the next one when you want to upgrade. Depending on how long you wait, it should only cost you a net of around $200-300 out of pocket which is the same price of a subsdiized upgrade anyways.

  • EC8CH

    T-Mo’s seems to be the best deal assuming you are already paying for insurance.

    • antny

      too bad T-Mobile’s coverage is terrible from SE VA up to DC.

    • Nathan Aker

      And even if you’re not already paying for insurance its only an extra $10 a month.

  • Justtyn Hutcheson

    Please, please, please, stop calling it a “subsidy charge”. They charge more for service. Period. End of story.

    These new plans do not carry any service agreement above and beyond the fact that they can’t be used with any other service. This fact is identical to T-Mobile. So, at this point, you are not paying “extra” for a “subsidy charge”. You are paying for a premium network (the value of which is up for debate, but according to the plan rates is roughly proportional to the total high-speed data coverage area).

    This idea of a “subsidy charge” being rolled into our service pricing is as much of an insult to reason now as it was when it was introduced. It was an excuse for carriers to charge more for their service while extending devices as a loss-leader to lock you into paying said high service cost, through which they do indeed recoup their costs and make a profit (surprise, they’re in business to make money!).

    • EC8CH

      ^ giant load of crap

      • Justtyn Hutcheson

        Thank you for the thoughtful discussion. Of course, my logical and reasoned argument is completely undercut by your scathing reply. Oh, woe is me.

        /s (just to be certain that’s understood, though I’m hoping it is just redundant for most)

        • EC8CH

          When T-Mo moved to contract free plans they took the phone subsidy away with one hand and gave back lower monthly service fees with the other. Verizon is taking the subsidy with one hand and giving you the finger with the other.

          Oh… but I’m paying for a “premium” network on Verizon & AT&T?

          I was paying for that same network before when you were subsidizing my phone. You’re argument is absurd.

          • Justtyn Hutcheson

            I didn’t say that they weren’t increasing their profits by further reducing the number of device discounts they give out without lowering their plan costs, I was pointing out that saying you “pay for your device twice”, as is concluded in this article and an unfortunate number of others that I have seen, is FUD and an insult to reasoned thought.

            Being angry about paying more for your device is understandable and is an emotion I share. I think all these device upgrade plans are ridiculous. But you were being given a discount on a device in exchange for mitigating their risk and giving them a guarantee that their revenue from you would continue the length of the contract, allowing them to better plan for capital expenditures, and overall assuring the security of their profits which are gained from the services rendered not from device sales.

            Are you, the customer, paying more out of pocket overall? Yes, but only when you decide that you want a new device. Anyone who thought that any business would actively reduce or give up the chance to increase its margins without outside market influence was deluding themselves at best.

          • EC8CH

            You’re point that the carriers are loosing the benefit of a guaranteed revenue stream is valid. But the costs are totally skewed in their favor. First of all their cost for providing the phone subsidies is no where near the added costs that consumers will have to pay buying phones at inflated retail costs. And the actual value of the guaranteed revenue stream that is supposedly being offset by the cost of the subsidy is extremely ethereal.

          • Justtyn Hutcheson

            Absolutely the cost is skewed in their favor, that’s why they continue to do it. It is a lucrative revenue stream, and they have no intentions of disrupting it with anything that might conceivably reduce their profits. The value of the guaranteed revenue can be directly calculated based on risk assessment variables, so while not an exact number, is not ethereal either.

            So, if these new plans don’t work out, at worst they have a small loss regarding the costs of researd, implementation, and upkeep. At best, it could be an even more lucartive cash cow, as they can resell the used devices returned to them at a profit while providing a “valuable service” to their customers.

          • EC8CH

            Lets just agree that any savings every gained by the big two carriers will never be passed on to their consumers…

            Until something extremely drastic happens to change the current structure of the US wireless industry.

          • Justtyn Hutcheson

            Agreed 100000%

            Also, thanks for the discussion. It really helped me narrow down exactly what I was trying to say initially (though I admit poorly worded :-) ).

    • Detonation

      Call it whatever you want, the bottom line is that your phone bill is higher because of it. You get heavily a discounted phone with the agreement you will pay for their service over the next 2 years, over which the carrier makes back the discount. If you quit early, you pay the ETF and they still make back the discount.

      • Justtyn Hutcheson

        Your bill is the same with a device discount or without it. Your bill is higher than it would be with T-Mobile because the market value of Verizon’s service is higher than T-Mobile’s due its more extensive coverage area, higher stability ratings, and higher reliability ratings. If the perceived value of Verizon’s network drops by a massive exodus of subscribers, they will need to drop their prices to compete, and make up the losses in other areas, likely by dropping device discounts and forcing all their customers to pay full retail for their devices, instead of at least having the option for a discount.

        • EC8CH

          Same network before when you got a subsidy.
          Same network after they took subsidy away.

          End result to the customer… they pay more for the EXACT SAME SERVICE.

          • Justtyn Hutcheson

            “End result to the customer… they pay more for the EXACT SAME DEVICE.” ftfy

    • I-Troll-U

      Lipstick on a pig anyone?

      • Justtyn Hutcheson

        Wait….what? How is anything I said positive? I’m merely pointing out the cognitive dissonance inherent when calling saying there is a “subsidy charge” included in your service.

        If anything, what I said makes the service charges at AT&T and Verizon look worse.

  • epps720

    If not having LTE not a big deal. Just buy your phone outright on Google Play for $300 jump on an MVNO like Net10 and pay $45/month. No contract much cheaper and great phone service using the AT&T towers. Though you will be capped at 1.5GB which is no issue for me since I’m usually on Wifi.

    • http://www.androidgeek.in/ Serra Stone

      Not everyone can afford to just plop down $300 on a phone from Google Play. I don’t even have room on my credit card or budget for that right now, so for some people, the extra fee per month really does work out better for them.

  • D15gu5t3d

    Here’s a comparison, turd = scat = dung = upgrade plans

  • Suralin

    Is there anyway to argue for a lower phone bill if you buy the phone at retail? I mean, it seems wholly unfair that you’re being charged a built-in subsidy fee for a phone that you didn’t subsidize.

    • EC8CH

      while totally logical and factually correct they will claim the price of the phone subsidy was never part of you monthly service cost in the first place.

    • http://www.droid-life.com Kellex B

      I don’t think so, but I guess you could always try. Carriers set prices and from my experience, do not negotiate.

  • Sankyou

    I’m down for an on-contract version of the Jump! plan :)

  • sc0rch3d

    seems like a really expensive lease and all the more reason to save your pennies and plan that next full purchase in advance. Or, purchase your full phone on credit card and pay off as your budget allows. in both situations, you control the money.

    • Joe

      Pay interest on credit card? Probably not the best option.

      • sc0rch3d

        unless you have really horrible credit, the % is not going to be that high and the minimum payment per month is all interest + some principle.

        • Franklin Ramsey

          The % isn’t going to be that high? Most credit cards I know of are around 8-10% APR for good credit and go up from there. That would cost more than the service fee Verizon charges.

        • Banker

          For a $650 dollar phone, Verizon’s $24 service charge is about 3.5%. That’s way cheaper than any credit card I know of unless you have a 0% promo offer.

          • sc0rch3d

            you guys are missing the point. with a credit card, i OWN the phone and how i pay it off. with the program….it’ll take 20 months to own the phone and you’ll be on contract the entire time.

          • Banker

            You are missing the details of the plan. You can control when you pay it off. You can pay it off early with no penalty and less interest and without a contract. You are not under any contract with this plan. There is no downside this unless your credit card is 0% interest.

  • d-rock

    I’m a service switcher personally.

    I’ll join AT&T for a year and when the next phone comes out, i’ll cancel, sell my old phone, pay ETF, and join another service for the discount. When I want another upgrade, i’ll cancel that service, sell the phone, pay the ETF, and get the discounted price for going back. Since there’s really ZERO reason to be loyal to a company, why stay with them…just hop around enjoying the discounts, selling the barely used phone before it’s resale significantly drops.

    • http://www.droid-life.com Kellex B

      This right here.

    • btod

      This sounds a lot more attractive. Can you keep your number when you’re carrier hopping?

      • Justtyn Hutcheson

        You can port your number from one service to another at any time. Your new carrier should handle all the details.

        • gkinsella2

          Couldn’t you create a Google Voice account, get one Google number that you could then keep as your permanent number, and then switch carriers at will without worrying about porting?

          • Justtyn Hutcheson

            I know several people with MVNOs that do just that, since your number is tied to your SIM card. Google Voice is the best option if you constantly change services and don’t want to/can’t port your number over and over.

      • d-rock

        You don’t even have to call and cancel….just join someone new and port your number, they cancel the old carrier, get your ETF bill and pay it. Sell the old phone if you like.

        I’ve left and went back to AT&T within 2 months before. I wanted a new phone, so I bought 2 months of service from Net10, ported my number, paid AT&T off, and rejoined 2 months later to get the $79 HTC One doing a price match at Best Buy via Amazon pricing.

        • runner30

          I need to learn your ways. Seems like ther are ways yo get around carrier bulls***(slightly), just haven’t educated myself on them yet. Still on a VZ family plan, but will be leaving shortly.

          • d-rock

            Just remember that you ARE spending more money because you’re upgrading more often, but usually resale value of your phone = the ETF if you bought the high end phone. There are some extra costs like activation fees etc, you have to deal with, but overall I save money compared to buying retail cost or these other programs. :)

          • Justtyn Hutcheson

            I’m considering taking the one-time hit to buy a device on a new line, cancel it, and pocket the difference. It should be less than outright retail by a bit, but probably not by much. Waiting to see what retail on the new Motorolas are before I make a decision.

          • d-rock

            That’s doable too.

            Add a line, sell old phone, cancel new line, pay ETF. If you have a family line, this works very well. If not, you’ll be paying for a family line for at least a month.

            Make sure you keep it for the 15-30 days necessary to initiate the contract or you’ll be expected to return the device too.

          • runner30

            In your original example, was there any special reason you priced matched at best buy?

          • d-rock

            So I could get it faster than on amazon lol.

    • florious80

      Agree with your viewpoint. But the thing is, for people with unlimited data, there’s no reason they should switch because they lose that as soon as they switch. Plus coverage is also an issue for some. If the coverages are all the same, then obviously switching is a no-brainer, assuming you don’t want unlimited data. These are the reasons why people stay with Vz.

      • d-rock

        Well that’s your trade off. You can’t have your cake and eat it too!! When VZ deems it necessary, they can rip that unlimited data from you any time. They just know those people will jump ship when that happens.

        If you have a good friend on VZ, you could always get them add a line, get the upgrade, cancel it 2 months later, keep the phone, pay the ETF and sell your old phone to pay the ETF.

  • Josh Rabinowitz

    You forgot about the hard credit check from Verizon

  • Booyabobby

    In other words, just go ahead and buy the phone at retail price.

    • http://www.droid-life.com Kellex B

      Pretty much.

      • EC8CH

        and not save a dime on your now none subsidized monthly service plan.

        THANKS VERIZON!

    • mrbirdman

      Hey we’re your friends! we are going to allow you to “upgrade” a phone more than we normally offer…at about the same price as retail.

      something tells me the regular average person isn’t aware that they can buy a new phone outright. which would make a these plans much more lucrative.

      • Butters619

        *way more than retail.

    • Detonation

      Buying the phone full retail or not, you’re still paying the monthly subsidy fee. So these plans are still useful for those that can’t afford the full upfront cost. Of course, Verizon is the only one that charges you a financing a fee and will probably not let you trade in your device, making their program nothing more than just a way to finance two phones at once.

      • Butters619

        If you want to switch every year you should buy every other phone in contract and every other at full retail. Even if you didn’t sell your year old phone, it’d be cheaper than these plans.

    • Bigwavedave25

      Sounds like the way to go If you can afford it. Better to be hit once than 2x with that subsidy fee…

  • Bigwavedave25

    Yea, new pink editorial header images!!

  • PhoenixPath

    “You are paying around $30 per month to participate in their JUMP! program ($20 installments and $10 JUMP! fee), plus you have to throw down a downpayment of around $150 for a top tier phone each time you upgrade whereas VZW and AT&T don’t require downpayments.”

    Not 100% accurate:

    HTC one was $99 at launch. Still is, I believe.

    The $10 Jump fee is also your insurance fee, which most smart-phone owners already carry, and is actually $2 *less* than the premium protection fee currently in place for the HTC One, S4, and tablets (probably the Z now as well).

    Without ever upgrading, I’m saving $2 by switching to JUMP! right off the bat. The rest is entirely optional as to whether you want to make use of the ability to upgrade.

    • http://www.droid-life.com Kellex B

      The example was for the highest priced phone, which is the Galaxy S4.

      • PhoenixPath

        You didn’t clarify that at all…”around” in no way means “for the highest priced current phone”…

        (it’s still better than the rest of the articles I’ve seen on this claiming some ridiculous $200 number, but let’s be reasonable…)

        • http://www.droid-life.com Kellex B

          “Around” should have been all you needed, as in, this number can change.

          • PhoenixPath

            “Around” is usually used as an average…not the maximum.

            It implies you can pay more or less. Since, as you pointed out, $150 is the current Max, it is not “around” $150. It is “up to” $150.

      • sirmeili

        Which was only $99 as of last week. I have no idea why T-Mobile raised it, but it is conceivable that it could go back down. Hopefully they didn’t just raise it because of Jump (I checked last Saturday and it was $99 with $20/month)

    • http://www.bfolkers.com Brian Folkers

      This. 100x this. I just enrolled my phone, and my wifes phone in JUMP! We’re saving even more monthly now, if someone feels like getting a new phone, boom!

    • sirmeili

      The S4 was also $99 with $20/month until this week sometime. I have no idea why they raised it.

      • PhoenixPath

        To get the bad PR??

        No idea. At least DL brought it down to $150. The rest of the sites are claiming a ridiculous $200 number they pulled out of their arses.

        …smh

        No idea why it’s bugging me so much. It probably shouldn’t. Bad day maybe…

        • sirmeili

          It’s also interesting to note that the phone from t-mobile outright is now $630, not $650 and last week it was $580 out right from them. I should have jumped on board then, but I decided to wait for JUMP. Now I’m gonna wait some more or just go with a Nexus 4.

  • btod

    So in verizon’s case I still have to pay a subsidized monthly contract price even though I’m buying the phone outright? And I have to pay $2 a month on top of that?! I can’t believe they can legally get away with this deception. Many consumers will fall for this because they are not informed.

  • Taylor Levesque

    If you want to give a more direct comparison you guys should probably add the insurance plans into AT&T’s and Verizon’s calculations, considering that part of what you pay for in Jump! is device insurance.

    • Taylor Abrahamson

      I agree.. 24 months of $8 a month insurance is another $192 to tack onto at&t and Verizon.. for a fair comparison anyway.

  • EC8CH

    Yet another example of how allowing carriers to control the sales of devices is a horrible horrible idea.

    $299 Nexus 4 on the other hand is an example of how it should be done.

    Now just give me the Nexus sales option on Verizon please.

    • decidedtochangename

      Moto X (especially the one coming Oct) will be close enough to Nexus for me.

      • EC8CH

        Yes, but Verizon is still the middle man which allows them to set the retail price artificially high and that’s the problem.

        If phones were sold on an open market like practically ever other electronic device, they would have to compete against each other on price which would bring retail costs down for consumers. By controlling retail prices carriers are pushing their customers into subsidized contracts or worse yet these ridiculous financing schemes.

        • decidedtochangename

          I guess I was hoping (dreaming?) we could buy an X off Google Play store and use on Verizon.

          • EC8CH

            That’s exactly what we should be able to do, and it’s exactly what’s not going to happen :-(

          • Booyabobby

            Very sad indeed.

          • Michael Hildebrand

            It hasn’t been announced yet how it’s going to be sold, so stop speculating and be patient; for all we know, it will ONLY be sold on Google Play.

          • EC8CH

            I’ll bet you 5 internets that ain’t happening.

          • Michael Hildebrand

            I doubt it’ll happen too, especially with the recent verizon leaks. But it’s stupid to say “it’s exactly what’s not going to happen” when we don’t know what’s going to happen, agreed?

            Have you never bought a CDMA phone off contract and activated it on Verizon?

          • EC8CH

            used through ebay.

            The problem is the carriers control over retail pricing. Why do phones subsidized price drop to zero with the retail price remains the same as the day it was released???

          • Michael Hildebrand

            Carriers don’t control retail pricing in most places. And you must be visiting the wrong sites, as retail prices don’t stay the same down the road as the day it was released.

            Subsidized prices are inflated to begin with. a $300 Droid DNA? If you include the $30/month or so built into your contract, it becomes just over $1000. Cut that down to 0$ down after a year or so on the market, and they’re still making bank off you due to your contract having that $30/month built in, making them a nice profit, even if they’re not getting the extra $300 from your initial purchase.

          • EC8CH

            Got a link where I can by an older Verizon phone off contract at a reduced retail price?

          • Michael Hildebrand
          • EC8CH

            “New in box – open box item. Bought the phone and removed the stickers but did not use it.”

            And a private seller on ebay is not a retailer.

          • Michael Hildebrand

            ebay is technically a “retailer”. But that’s besides the point, you asked for a link where you can buy an older Verizon phone off contract at a reduced retail price, which is what I gave you.

            An another thing, if people are stupid enough to buy a phone from Verizon for $600 instead of new on ebay for $300, then I think they deserve to get ripped off. If you’re on DroidLife complaining about prices, I mean, that doesn’t make much sense to me; if you’re on here, you should know better.

            Let the carriers continue to screw people until people start to notice themselves. People get smarter that way, by figuring stuff like this out for themselves, survival of the fittest. Or they can be saved if carriers start going the way of T-mobile

          • EC8CH

            So your proof that carriers don’t control prices is to show that they can’t stop someone from reselling their phone on ebay.. ok, got it.

            The proof that they do is the never changing retail price for new phone directly through them or through actual retailers that sell new phone… not used ones.

            And I am smart enough to avoid artificially high retail prices by using the second hand market, the point is we shouldn’t have to.

          • Michael Hildebrand

            It’s their spectrum, infrastructure, and phone, so if the carrier says we have to, then we have to. Supply and demand. They offer it because people buy it.

            When one says “we shouldn’t have to”, they’re implying/assuming that we have a “right” to cheap phones and service. The problem with America (and the world) these days. Could they sell it to us for less and still make a profit? Sure. Is it immoral or wrong to not do so? No. And I never said that you weren’t smart enough, I spoke about the general public.

          • EC8CH

            “It’s their spectrum”

            let me stop you right there.

          • Michael Hildebrand

            Whine all you want, but they bought it. It’s theirs. And besides that, my point stands.

          • EC8CH

            “Carriers don’t control retail pricing” *specifically Verizon*
            Proof: Used phone on ebay. *snickers*

            Claim: “And I never said that you weren’t smart enough, I spoke about the general public.”
            Truth: “If you’re on DroidLife complaining about prices, I mean, that doesn’t make much sense to me; if you’re on here, you should know better.”

            “It’s their spectrum, infrastructure, and phone,”
            One out of three ain’t bad. The spectrum belongs to the people of the United States, they are simply leasing it. It is most definitely not “theirs”. The infrastructure is theirs. The phone I paid for belongs to me, if you believe otherwise, that is where our difference of opinion lies.

          • Michael Hildebrand

            The first thing you wrote has nothing to do with the discussion at this point, it’s their right to their own legal business practices.

            Second thing, I guess confirming my point? Thanks.

            Third thing. For all intents and purposes, yes, they pay for the spectrum use, and they then (pending approval) get to control what goes on over that spectrum. For our purposes, that’s owning it. Technically own? No. Practically? Yes. Infrastructure? As you said, yes most certainly is theirs.

            I’m not talking about your phone, I’m talking about their phone. It’s theirs. That’s why they get to say how much it’s worth, not you.

          • EC8CH

            First, you now appear to agree they exert control over pricing.

            Second, you obviously can’t read or remember what you wrote 2 minutes earlier

            Third, Verizon doesn’t make phones. Other companies do. The entire point of this conversation is why do we have a system where the carrier becomes the irremovable middleman in the transaction when we buy a phone that is manufactured by a different company.

          • Michael Hildebrand

            1. Nope. If everyone is making a killing selling a phone at $600, why in the world would I sell it for $300? Doesn’t mean the carrier’s controlling me or my prices, just means I want to make as much money as they are.

            2. You’re still not making sense. You quoted two of my comments, which were unrelated. Hence, it appeared you were confirming my statements. Doesn’t have anything to do with what I remember or not.

            3. Do you really wonder why that is? It lets Manufacturers sell a ton more phones than they’d otherwise sell, simply because going through the carrier is so much easier and familiar to the public. Carrier makes more money, manufacturer makes more money, so everyone’s happy, right? Oh, right, except those who know they’re being duped, and avoid the whole process, and in their case, they need not be worried, no one’s forcing them to participate.

            Also, “Why do phones subsidized price drop to zero with the retail price remains the same as the day it was released???” Did my earlier post answer your question on this? You never mentioned it

          • EC8CH

            Good day sir.

          • Michael Hildebrand

            That’s what I thought.

            But seriously, glad this is over *knocks on wood*

          • Dean Milord

            I see your 5 internets and raised you 5 more!!!

          • EC8CH

            FOLD!

            too many internets.

          • Ben

            If that’s the case, then no Verizon.

          • n900mixalot

            “You mustn’t be afraid to dream a little bigger, darling.”

          • Dean Milord

            Can I give a thumbs up & thumbs down, LOL. Great reply!!!

        • Justtyn Hutcheson

          Just as a note, MSRP is set by the manufacturer, not the retailer. Since devices sell for the same amount through Verizon or manufacturer direct, I doubt Verizon makes much (if anything) on the devices.

          There is a free market for devices, they are of the unlocked GSM variety. And they do go “on sale” at various outlets on a rather regular basis, and are compatible with many frequency bands in the US. Carriers have no incentive to discount the device without an agreement to guarantee that they won’t take a substantial loss on the device, so they don’t. Well, T-Mobile does now (GS4 was on sale last week), and hopefully these new programs will move that forward on other carriers as well.

          • EC8CH

            and those MSRPs set by the manufacturers are in no way effected by agreements made between the carriers and device manufactures…

            sure.

      • KleenDroid

        Please explain to me how you make the comparison to a Nexus.

        Nexus= fully bootloader unlockable device with stock software…..

        Software with less skin is far from comparing to a Nexus.

        • n900mixalot

          Oh my, no. There are tons of raggedy sweatshop brands out there that would mean Nexus, if we were to follow your definition.

          Nexus is just a brand, and though it usually represents unlockable device with stock software, don’t get that twisted. It just means Google.

      • Dean Milord

        Except for the (* highly proable) locked bootloader

    • d-rock

      Verizon absolutely 100% controls what devices join their network. Unless they relax their restrictions, don’t ever expect a nexus device again, let alone and independently sold one.

      Your only hope is VZ going to LTE advanced and losing the need for their CDMA network.

      • http://randomphantasmagoria.com/ Shawn

        Yeah because VZW never has Nexus devices. *rolls eyes*

        If, by Nexus, we mean devices that Google used as reference devices to showcase a stock version of Android, devices that Google used to develop a version of Android, and devices that ran stock ROMs built and updated by Google (after VZW update approval), then Verizon was the exclusive US launch carrier for three of them. The Motorola DROID (Android 2.0), the Motorola Xoom (Android 3.0) and the Galaxy Nexus (Android 4.0).

        There is absolutely no reason to believe, nor evidence to support the belief, that Verizon will never have another Nexus.

        • n900mixalot

          Thaaank you.

        • d-rock

          I had the droid and it wasn’t a Nexus by the way. Updates were done by motorola. You can “consider” devices Nexus b/c they are more of a stock android, but it’s just not true.

          Besides all that, what people really want out of a nexus is the price point ($300-350) for a new, unlocked, top tier, phone. Verizon has never had it and I doubt they will.

          The Galaxy Nexus update experience was HORRIBLE. Good thing for Root+Devs or it would be a total disaster. It might have been called a Nexus, but it wasn’t a true nexus. Ask anyone who owned one. The GSM version was a true nexus though.

          So keep on rolling your eyes, but you’ll also keep on paying full retail $500-700 or subsidized upgrades (losing unlimited) if you want a pseudo Nexus.

          • http://randomphantasmagoria.com/ Shawn

            Motorola only did soak tests on the OG Droid ROMs. Google built them and a quick look through /system/build.prop proves it. It was a Nexus in everything but it’s name, just like the Xoom.

          • d-rock

            I agree, it was nice to have that, but that was the last phone on VZ with an unlocked bootloader too. They found their perceived mistake with the Droid and it was also the first time, they opened up to this type of behavior. They shut it down quick.

            Not trying to argue with you really. Just my opinion that VZ are fuktards when it comes to being open and true Nexus is open.

        • blix247

          No, by Nexus he means devices with Nexus in the name. Of the four phones which carried this name, only one ever made it to Verizon. It had a number of drawbacks around update schedules and factory images. Its replacement, the Nexus 4, is getting long in the tooth and shows no signs of being released on Verizon.

          I don’t think its an outlandish statement to say that a Nexus phone is unlikely to be released on Verizon.

        • Dean Milord

          The OG Droid was great. It was the best thing VZW could have done for thier company and Android. But where was the Nexus One? Nexus S (2)? Nexus 4? Nexus tablets 7 & 10? Where was the non-locked RAZR? Where are the “Google Edition” devices? Where’s Google Wallet? Where’s NFC? How many phones has VZW “passed” on? The three devices are just that 3 devices. More than half the employees for VZW didn’t even know what the Galaxy Nexus was, I talked a rep out of buying the RAZR and getting the GN instead.
          After those “3 devices” were released they pretty much said FU to Android and its fans. I’m sure that the Nexus 5 will be another skipped or lock down device by VZW. Me that is all I’m waiting for to jump ship. The “Network” won’t be enough for me anymore.
          ** Shawn prob works for Verizon, LOL.

          • http://randomphantasmagoria.com/ Shawn

            Not hardly lol I’m an AT&T customer.

    • nexusplay

      Which is why T-mobile is offering a better deal no matter what in today’s cell service world. They took out the subsidies from their plans and made them no-contract plans. You can bring over a better priced phone and your plan is already adjusted for it.

      • EC8CH

        Yes, T-Mo is doing off contract plans right. Verizon on the other hand is just digging deeper into their customers’ pockets.

      • Justtyn Hutcheson

        They dropped their device plan because they couldn’t compete in any other way. The rest is marketing. T-Mobile couldn’t possibly give discounts on devices without a service contract to guarantee that they would at least recuperate their losses, if not earn a profit. If they wanted to end service contracts in a play to gain customers, selling devices as a loss-leader had to go or they would be at a huge risk of getting played for huge unmitigated losses. So, to make their competitors sound “greedy”, they marketed themselves as “ending subsidies” to save their customers money, when in reality the amount of the service charge related to recouping losses from device discounts pales in comparison to that recovered from streamlining operations and reducing capital expenditures. Their margins were also likely reduced in anticipation of higher usage meaning a net gain in profits.

        • EC8CH

          Or maybe the facts are T-Mo is the only carrier who’s off contract plans actually resulted in lower montly service rates for their consumers. When they ended subsidizes they gave the money to their customers, when Verizon does it they simply keep it for themselves.

          • Justtyn Hutcheson

            Welcome to the free market. Verizon doesn’t need to compete on price, so they don’t. T-Mobile does, so they did. Consumers make their choice: better network, or lower cost. Especially since, now, device cost is completely the same across all carriers.

          • EC8CH

            Oh yes… the current state of the US wireless industry is the perfect example of a “free market”

            /s

        • I-Troll-U

          I don’t care how they save me money as long as they save me money!

          • EC8CH

            precisely

          • Justtyn Hutcheson

            You, the customer, need to save yourself money. Without outside market factors forcing their hand (as was the case with T-Mobile), no business will reduce your overall costs. That would be counter to the goal of a business, which is to make as much profit as possible.

    • WickedToby741

      You’re still paying for two devices essentially because the subsidy cost still wouldn’t go away if you bought a future Verizon Nexus. Personally, I’m looking into GoPhone when my Verizon contact is up in September. It’s not the reliability of Verizon or quite the deal T-Mobile offers, but it’s AT&T’s coverage with lower no contract pricing and I can get an unlocked GSM device like a Nexus our GPe device to use unlike on Verizon.

    • Justtyn Hutcheson

      I know I’ve been replying to a lot of your posts, but maybe just one more tonight (promise I’m not picking on you).

      Google subsidized the Nexus 4 to get it to $299 on the Play Store (it may not be selling at a loss anymore, but the profit if any is very slim). T-Mobile originally sold that device for $579 off-contract (it was released before the un-carrier programs started), and has slowly lowered it to its current price of $479.99, which I will say is a fair price for it, even being ~8 months old, and does indeed show how device costs *can* be brought down over time to more reasonable levels, if the manufacturer and/or retailer is willing to do so.

      And as for a Verizon-compatible Nexus: yes, please, and hold the carrier-pushed updates if you would be so kind.

      • EC8CH

        I agree the $299 price is artificially low. We just need a more open market for phones outside of carrier control (especially Verizon) to allow for true competition to fairly determine the retail costs. Something between $299 and $699 :-)

        • Justtyn Hutcheson

          Absolutely! Though Nokia’s 510 (?) for ~$159 proves that a decent phone doesn’t need to cost an arm and a leg.

          That’s why I’m still holding out hope that Motorola’s latest devices will have a great UX, great battery life, and still be $499 off-contract straight from them (I don’t care if the Verizon direct-sale is a “developer edition” or not personally), and really put some heat on HTC and Samsung’s pricing. HTC did dip their toe into that water though, selling the One through their website for $579 rather than the $649 Samsung wanted for the GS4. They stopped when the GPE went up for $599, but even still, a worthy effort in my mind.

  • Jerry Huster

    You left out that T-Mobile’s JUMP! plan also includes equipment insurance in that same $10 fee. Big difference that AT&T and Verizon don’t have in their plans.

    • PhoenixPath

      ….and a cost that most smart-phone users are already paying. It’s also $2 less than their current EIP program for the HTC One. (My bill went down $2 when I signed up for it yesterday)

      • WAldenIV

        I’m not sure that you can say most smart phone users are paying for insurance. I never have and never will. That’s almost as big a sucker’s bet as these new upgrade programs are.

    • http://www.droid-life.com Kellex B

      Well I said it at the beginning, but have now added a second reminder to the end.

      • Jerry Huster

        Oh, sorry – I didn’t see the first one! I posted because I didn’t see it in the “Conclusion” section…thanks for clarifying! I, for one, think that makes a major difference in sorting through these upgrade plans.

  • Tom Luley

    That…is a long, descriptive read…At least my scenario was the first one listed!

    Choices, can never have too many choices!

  • T4rd

    They’re all garbage. Buy your phone outright or bust. In Verizon’s case; screw you Verizon for not letting unlocked phones on your network in the first place, then we wouldn’t need your crappy upgrade plan in the first place.

    • Pedro

      Don’t buy one, then.

      • T4rd

        If that was the only factor that goes into my purchase, then I wouldn’t. Coverage and speed trump restrictive carrier policies for me, so I’m (along with everyone else here) forced to deal with it.

        • Pedro

          Gotcha. Internet tough guy.
          Wallet voting weenie.

          It’s cool

          • T4rd

            Wat

  • EC8CH

    Average cell customer wouldn’t make it past your first example… too much math.

    Sad but true.

  • ddevito

    Dear Cell Carriers,

    SCREW YOUR UPGRADE PLANS AND BRING BACK UNLIMITED DATA.

    Sincerely Yours,
    A User with a Data Hungry Phone

    • nexusplay

      T-mobile has truly unlimited data.

      • ddevito

        Two things to say to that:

        1. We’ll see how long that lasts once they expand their LTE coverage

        2. Their coverage is TRULY spotty.

        • nexusplay

          To your two points:

          1. They have enough bandwidth to keep it going as far as I know and right now it works well with their uncarrier mantra.

          2. Their coverage is great in a lot of places (near cities) and better than your alternative (Sprint) from what I have heard. Not to mention they have already covered 158 million+ people with LTE.

          • Dominick White

            Yes Near cities, but move a few miles from those major cities and you barley get services, i am talking about not even able to make calls or text

          • jnt

            And that was my biggest problem. When we tried T-Mobile, I knew coverage wasn’t going to be as good and we’d lose data in some areas – I had prepared myself for that. But we lost service completely in some places where the map showed at least basic Edge. Not being able to even make or receive a call wasn’t going to cut it in these areas.

            And FWIW, where we did have solid coverage, T-Mobile was great.

          • coolsilver

            Wifi Calling is something they do have which others do not.

          • Dominick White

            An the point you are trying to make?

          • coolsilver

            One you don’t care about apparently.

          • tomn1ce

            try wifi calling in the middle of the woods or some where outside the city where you don’t even get 2g….

          • NIGHTSCOUT

            What good is that? drains your battery even faster….

          • hoosiercub88

            Well chances are, if you’re really in need of WiFi calling.. you’re probably not near any WiFi

          • Adamania

            Mmm… barley

          • http://www.facebook.com/joeyklatzko Joseph Klatzko

            I live 40 miles away from New York City and I have LTE and HSPA42. I’m not saying T-Mobile has great coverage nationwide but if you live in an area with T-Mobile 4G they are way better than any alternative

          • Richard Yarrell

            Don’t worry about much of what anyone here on droid-life says. This is VERIZON CENTRAL and fanboy land of Verizon. They are all stuck on stupid to say the least where they feel paying more means best. Well I DUMPED piss Verizon and took my twol ines of service to T-mobile and trust me Verizon in NEW YORK CITY is SLOW, SATURATED, and truthfully pitiful. All Verizon has after LTE is 3g and 1x while T-mobile has LTE backhauled to Hspa Plus 42. T-mobile is the place period.

          • Zilveari

            Yeah, until you leave your little iron cocoon. Break down on a highway somewhere and you can’t even make an emergency call because your angelic T-Mo is dead as a doorknob.

          • Richard Yarrell

            Barf on putrid Verizon

          • squiddy20

            “They are all stuck on stupid to say the least” Says the moron who seriously claimed that Nokia made Android handsets…

            http://www.phonesreview.co.uk/2013/07/13/samsung-blamed-for-no-nokia-android-phone/#comment-960827792

            /conversation

          • Just_Some_Nobody

            LOL!!! Nice find.

          • Richard Yarrell

            Don’t hate losers participate in the demise of all shitless CDMA carriers. Sprint sucks ass too because @squiddy20 is on his mom’s family plan so Piss on Sprint

          • Zacharypt

            Yes because when he says the T-Mo option is the best put together, you cry verizon fanboy… Might want to pay attention and read the article… lets see… T-mo won, at&t only robs you, and oh what did he say about Verizon….

            Rob you blind and slap your mother.

            Quit trollin.

          • TylerChappell

            Ladies and gentleman, allow me to introduce you to: Richard Yarrell: The guy with T-Mo’s p33n in his mouth and Samsung’s finger in his sphincter.

          • Richard Yarrell

            Tyler Chappell is just as retarded and dopey as that other Sprint loser Squiddy20. Both are CDMA pricks

          • hoosiercub88

            Meanwhile in the rest of the world outside of a metropolitan area EDGE for days.

          • carlisimo

            Still better than AT&T in San Francisco!

            I can understand paying more for Verizon because it’s easy to see that they have wider coverage, but in this region at least, AT&T isn’t significantly better than T-Mobile. Yet it’s more expensive.

          • michael arazan

            Venture 1-2 miles away from a major Highway and NO Service outside a populous area, at least in MO and IL. Vacations with the family while driving I found that out the hard way

          • Zilveari

            Yep. I live in Bloomington, IL with family up in Janestown, as well as down in Springfield, and in villages around Decatur. I’m frequently in areas where T-Mobile has 1x at best. Hell on VZW I have a strong LTE signal almost constantly from Bloomington to Decatur along 51 now…

          • Trevor

            Verizon’s 4g is perfect in Springfield. I use to live in northern VA but only had 3g at the time. I drove back last week and WiFi tethered on the road from il to VA after I got past Indy it was 3g or nothing, terrible in VA dropped lots of calls. I know s3s are known for signal issues but i would switch carriers if I move back

          • Fattie McDoogles

            2 things… 1. Do you NOT live near a city? Because if you don’t what do you care? That’s like being mad the water in the ocean is cold and living in Nebraska.

            2. Have you actually tried their service? You have no idea what their coverage is like until you actually try it. I used to think their service was terrible and made fun of my friend for using it. Now i swear by T-Mobile. I get service in all the same places Verizon does and I lose it in all the same places Verizon does. There are places I get service now that I didn’t when I had Verizon and Sprint and there are places where I lose service that I had it with Verizon & Sprint.

            Outside of the people who truly live in rural areas most people would be surprised at how good of service that actually get it with T-Mobile.

          • Dominick White

            Yes i live near a major city(Syracuse) and live in a small one (Auburn), and yes i have tried their service and it is unusable here, can’t even make calls in most areas here.it is nice you get great service in your area, but god help ya if you do any traveling and leave any of those major city areas

          • NIGHTSCOUT

            Hearsay. No factual evidence.

          • Scottyb112

            I know around hear T-mobile has this as a 4G area (HSPA+) and occasionally people get a 4G bar pop up. Most of the time it says 2G, dropped calls, unsent texts, etc. “It’s Truly Horrible”

          • http://robert.aitchison.org raitchison

            Sorry I mist disagree with you on point 2, I was with T-Mobile for almost 10 years, on a sweet grandfathered plan too. I noticed that their coverage went steadily downhill for the past few years (really started when they began to roll out the HSPA+ network they would eventually slap the “4G” label on)

            I live in suburban Los Angeles and had terrible coverage in my areas that where highly populated and not geographically complicated (no mountains, hills or even tall buildings to block signals), places around my house I was lucky to get an EDGE connection.

            I also travel somewhat for business and found spotty coverage, Vegas is OK but in suburban Atlanta I was on EDGE more often than not, downtown San Francisco was hit & miss.

            All this while I was carrying an AT&T phone for work, nearly every time I was left without signal on my T-Mobile phone I had usable signal on AT&T.

            Finally I couldn’t take it any more and switched to AT&T for my personal phone, it’s costing me more and I no longer have unlimited data but at least my phone works when & where I need it to.

          • Keg Man

            driving from Maryland to NJ, I hit Edge Network only spots. Not 3g, not LTE, just EDGE. needless to say, it didn’t work. This is the only reason I will not get T-mobile yet.

        • Richard Yarrell

          Verizon is CRAPPY and SLOW especially here in NEW YORK CITY where T-mobile bitch slaps Verizon silly. All Verizon has after it’s watered down saturated LTE is 3g, and 1x. T-mobile has LTE backhauled to HSPA PLUS 42 which makes VERIZON PRETTY USELESS. I DUMPED VERIZON for T-mobile june of last year and NEVER LOOKED BACK. Verizon is overrated and overpriced and basically a comical JOKE overall.

          • michael arazan

            FYI Verizon Sucks in Chicago too

          • Zilveari

            Nice job rehashing your previous post that is annoying to read because of your constant, and stupid use of ALL CAPS. But don’t worry, within a couple years you’ll be making this same exact post AGAINST T-Mobile after a few more people join them in New York and their network becomes saturated and horrid. Meanwhile VZW is so far ahead that their congestion is being reduced due to opening up more frequencies, as well as the usage of AWS, VoLTE, etc.

        • Paul Pottle

          I tested the waters with T-Mobile. Bought a GS3 and a month worth the service and left my VZW DNA at home. Made it two weeks before I resold the GS3 and decided I couldn’t leave VZW. Even while traveling to large cities (Salt Lake City and Chicago) I could not get decent data. Most the time I could not get Pandora to work at all. I hope T-Mobile gets better network in place as I would really like to go that route, but they just can hold a candle to the VZW network right now.

      • http://www.deathbycone.com Jared Kotoff

        can it be called truly if there’s speed caps? i am considering switching from my unlimited VZW to tmos though. jump sounds pretty good.

        • nexusplay

          What speed caps?

          • http://www.deathbycone.com Jared Kotoff

            They throttle data after 5gb downloaded

          • Justtyn Hutcheson

            On certain plans they have throttle caps. They have a $70/mo completely unlimited plan with no throttling.

      • KOBALT

        And mediocre coverage

        Even if it’s good in one spot, it’s not in the next.

        I want a consistent coverage signal like VZW.

        I’m literally on the border of full coverage and NOTHING from Tmobile.

        Painesville, Ohio 44077

        • Richard Yarrell

          Verizon has LTE fallback on 3g, and 1x while T-mobile has LTE fallback on hspa plus 42. Especially in cities Verizon is useless and slow and have piss poor device selection. Tmobile bitch slaps Verizon all day long..

          • squiddy20

            And you are clearly forgetting all the EDGE (1x equivalent) that lies just outside of most major cities on T-Mobile. CHeck their coverage maps. They even show how poor their coverage is when you zoom to the right levels.

          • http://robert.aitchison.org raitchison

            The T-Mobile coverage maps are a lie, many of he places I ride my motorcycle (the hills & canyons around Southern California) supposedly have good T-Mobile coverage but in reality you aren’t getting even one bar. I reported these issues multiple times over a period of years to TMO and nothing changed.

          • squiddy20

            That only backs up my claims. Granted, pretty much all carriers show at least a little more coverage than they actually have, but I’m very certain T-Mobile has the least coverage of any of the “big four”.

          • timrcm

            It’s fantastic and all that you live in NYC and never leave your little bubble of T-Mobile coverage, but the rest of the country is disagreeing with you. Look at central Illinois on their coverage map and tell me how ‘great’ their coverage is when between any of the cities. I used T-Mobile prepaid for well over a year with a Galaxy Nexus and Nexus 4. I know what I’m talking about. You don’t, as you apparently never leave the NYC area. That’s fine, I suppose, but you’re not the norm.

      • matti861

        True unlimited data does’t mean slower speeds once you reach a certain amount of gbs

      • Richard Yarrell

        Regardless of this post and conclusion T-mobile is definitely the place to be as far as better plans than VERIZON, AT&T, and truly unlimited data. Not some silly block of data plans and we won’t even discuss other factors which plaque both Verizon and At&t. Poor updates on handsets as well as silly childish branding on devices and stripped out features from handsets which verizon specializes in year after year. We won’t discuss the crappy wifi notifications as well. If you want a device from the manufacturer that’s not altered and filled with crappy Verizon bloatware then you come to T-mobile where they allow devices from the manufacturer to exist without unneccessary alterations. T-Mobile rules this space period.

        • squiddy20

          “and we won’t even discuss other factors which plaque both Verizon and At&t” So where’s this “plaque” you speak of? Do you even realize how stupid you just made yourself sound?
          Also, you do realize T-Mobile throws it’s own bloatware on all it’s devices, right? Of course you don’t. You think T-Mobile is god and can do no wrong, just like Sprint when you were with them. What a joke.

      • Zilveari

        BS. “Unlimited” up to 2.5GB when they start throttling your ass.

      • hoosiercub88

        I think you’ll find that T-Mobile’s data network is very limited on EDGE.

      • Steve

        Im with nexusplay on this one. To all you who are bad mouthing TMo, I live in a truly designated area that is mostly covered by houses and trees. Ft. Oglethorpe, GA, and TMo is where its at. I had Sprint, and as some of you are saying, I could barely make a phone call or receive a text message. TMo is better then you think.

    • Guest

      Not sure why this isn’t posting. Tmobile does have truly unlimited data.

    • J Davis

      I AGREE

      Sincerely yours,
      A Data hungry User with a smart phone..

    • Joe Mama

      All have unlimited data as long as you pay for what you use. I won’t be subsidizing your pron usage.